BUSINESS BRIEF
The target company is an impact-focused NBFC incorporated in 2019, aiming to be among India’s most trusted financial partners for micro-enterprises. It is registered with the Reserve Bank of India (RBI) as a Non-Deposit Taking NBFC (Type-II). Committed management with 6+ years resilient tiding covid & over-leveraged crises. Professionally managed; backed by renowned investors with patient capital, ensuring strategic control and long-term vision alignment.
Business Model
• A feet-on-street approach, supported by machine learning algorithms and digital processes, enabling effective sourcing and credit evaluation across various business segments of MEs.
• Credit underwriting model rigorously tested and refined over 6 years, based on nuanced learnings from past disbursement of 192
Cr to ~ 11,000 loan accounts- resulting in updated & standardized underwriting model being rolled out from FY 26.
• Operating Model/Systems & Processes built for a rapid expansion & scale-up to other 3 States in India and achieve Industry leading
ROA.
Proposal
Industry
Banking, Financial Services, and Insurance (BFSI)
Sub Industry
Non Banking finance company
Nature of Business
B2B
Sector
Services
Location
India
Region
Southern
Top Customer
Ask
INR 15 Cr
End use of fund
Seeking capital infusion of ₹15 Cr (in multiples of ₹5 Cr) to achieve an AUM of ₹100 Cr. Based on feedback received from VC and Impact funds, this AUM of ₹100 Cr would enable infusion of next round of funding, for further diversification & scale-up.
Business Operation Information
Financial Information |
2025 (in INR Cr) | 2024 (in INR Cr) | 2023 (in INR Cr) |
|---|---|---|---|
Sales |
14.78 | 12.03 | N.D |
EBITDA |
|||
PAT |
