The Company is a leading financial services provider in Singapore and the Philippines focusing on SME services, lending and financial inclusion. They are a regulated major payments institution, finance corporation, licensed remittance provider, and rural bank providing financial services with market-leading technology solutions.
They provide secured and unsecured loans, wallets, business software, and other financial services to businesses and individuals who normally can’t access the traditional banking system.
headquartered in Singapore with 5 operating branches in the Philippines: 1 in Metro-Manila, 3 in Pampanga, and 1 in Cebu. Here are some of the key highlights to look at-
Firm has a Policy of “Business Risk” and “Investment Risk” Mitigation –through business diversification, low CAC, prudent fiscal management, strict management of NPL’s
Regulated by Philippine’s authorities as a “Finance Corporation” and “Rural Bank” –fully licensed for all financing activities
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USD 10 to 12 Mn |
Justification: In Line with Transaction Multiples i.e 1.8X (Portfolio Size/Equity Valuation) multiple and 21.7x (EV/EBITDA) multiple | |
Funding Route
Private Equity, Strategic Investor |
Extent Of Dilution
Upto 26 % |
Share Holding Pattern
Promoter Group 90% Non-Promoter Share Holder 10% |
Reason For Raising Capital
Inorganic Growth, Acquisition |
Industry: Financial Services
Sub-Industry: Non Banking finance company
Division
Division`s Buyers/Customers
Division`s Plant Location
Division`s Products/Services
Division`s Products/Services
Industry: Financial Services
Sub-Industry: Non Banking finance company
Division
Division`s Buyers/Customers
Division`s Plant Location
Division`s Products/Services
Justification Consistent growing Portfolio with over 150% for 3 years in a row
Justification Significant margins and Low NPLs
2017 (in USD) | 2018 (in USD) | 2019 (in USD) | 2020 (in USD) | ||
---|---|---|---|---|---|
Sales | N.D | N.D | 0.52 Mn | 1.45 Mn | |
EBDITA | N.D | N.D | |||
PAT | N.D | N.D | N.D | N.D | |
TOTAL DEBT | N.D | N.D | N.D | N.D |