Posted By - Investment Banker
The Company is a leading financial services provider in Singapore and the Philippines focusing on SME services, lending and financial inclusion. They are a regulated major payments institution, finance corporation, licensed remittance provider, and rural bank providing financial services with market-leading technology solutions.
They provide secured and unsecured loans, wallets, business software, and other financial services to businesses and individuals who normally can’t access the traditional banking system.
headquartered in Singapore with 5 operating branches in the Philippines: 1 in Metro-Manila, 3 in Pampanga, and 1 in Cebu. Here are some of the key highlights to look at-
Firm has a Policy of “Business Risk” and “Investment Risk” Mitigation –through business diversification, low CAC, prudent fiscal management, strict management of NPL’s
Regulated by Philippine’s authorities as a “Finance Corporation” and “Rural Bank” –fully licensed for all financing activities
Capital Requirement
INR 75 Cr
Justification
In Line with Transaction Multiples i.e 1.8X (Portfolio Size/Equity Valuation) multiple and 21.7x (EV/EBITDA) multiple
Funding Route
Private Equity, Strategic Investor
Extent Of Dilution
Upto 26 %
Share Holding Pattern
Promoter Group
90%
Non-Promoter Share Holder
10%
Reason For Raising Capital
Inorganic Growth, Acquisition
Justification
Consistent growing Portfolio with over 150% for 3 years in a row
Justification
Significant margins and Low NPLs
2017 (in Cr) | 2018 (in Cr) | 2019 (in Cr) | 2020 (in Cr) | ||
---|---|---|---|---|---|
Sales | N.D | N.D | INR 3.9 Cr | INR 10.875 Cr | |
EBITDA | N.D | N.D | |||
PAT | N.D | N.D | N.D | N.D | |
TOTAL DEBT | N.D | N.D | N.D | N.D |
If you are interested to connect with this party, please send an Expression of Interest and receive a pitch deck to take this opportunity further.