/* ============================================================
   ipo-advisory.css  —  MergerDomo SME IPO Advisory Page
   Design system: exact match to fund-raiser.css / about.css
   Bootstrap 5.3 · Roboto · Bootstrap Icons
   ============================================================ */

:root {
  --md-blue: #2d6cdf;
  --md-blue-dark: #1a4fad;
  --md-blue-light: #eef4ff;
  --md-blue-mid: #b8d0f8;
  --md-navy: #0d1b4c;
  --md-yellow: #ffc107;
  --md-yellow-dark: #e6ac00;
  --md-gray-50: #f8fafc;
  --md-gray-100: #f1f5f9;
  --md-gray-200: #e2e8f0;
  --md-gray-400: #94a3b8;
  --md-gray-600: #6b7280;
  --md-gray-800: #1e293b;
  --md-text: #111827;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --shadow-sm: 0 1px 4px rgba(0, 0, 0, .06);
  --shadow-card: 0 2px 12px rgba(0, 0, 0, .07);
  --shadow-card-lg: 0 8px 28px rgba(0, 0, 0, .09);
  --shadow-blue: 0 4px 20px rgba(45, 108, 223, .18);
  --transition: 0.18s ease;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

a {
  text-decoration: none !important;
  color: inherit;
}

ul {
  list-style: none;
  padding-left: 0;
}

/* ── BREADCRUMB ── */
.breadcrumb-bar {
  background: #fff;
  border-bottom: 1px solid rgba(13, 27, 76, .06);
  height: 64px;
  display: flex;
  align-items: center;
  position: relative;
  z-index: 2;
}

.breadcrumb-bar .container-lg {
  display: flex;
  align-items: center;
  height: 100%;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0 !important;
  padding: 0 !important;
  background: transparent !important;
  font-family: 'Roboto', sans-serif;
  font-size: 14px !important;
  font-weight: 500;
  line-height: normal;
}

.breadcrumb a {
  color: #7f8aa3;
  transition: color .2s ease;
}

.breadcrumb a:hover {
  color: var(--md-blue);
}

.bc-sep {
  color: #c5cede;
  font-size: 11px;
  display: flex;
  align-items: center;
}

.bc-current {
  color: var(--md-blue);
  font-weight: 700;
}

.md-tip {
  position: relative;
  display: inline-block;
  border-bottom: 1px dashed var(--md-blue, #185FA5);
  cursor: help;
  font-weight: inherit;
}

.md-tip::after {
  content: attr(data-tip);
  position: absolute;
  bottom: calc(100% + 6px);
  left: 50%;
  transform: translateX(-50%);
  background: #0C2345;
  color: #fff;
  font-size: 11px;
  font-weight: 400;
  line-height: 1.4;
  white-space: nowrap;
  padding: 5px 9px;
  border-radius: 5px;
  pointer-events: none;
  opacity: 0;
  transition: opacity .18s ease;
  z-index: 999;
  box-shadow: 0 2px 8px rgba(0, 0, 0, .25);
}

.md-tip::before {
  content: '';
  position: absolute;
  bottom: calc(100% + 1px);
  left: 50%;
  transform: translateX(-50%);
  border: 5px solid transparent;
  border-top-color: #0C2345;
  pointer-events: none;
  opacity: 0;
  transition: opacity .18s ease;
  z-index: 999;
}

.md-tip:hover::after,
.md-tip:hover::before,
.md-tip:focus::after,
.md-tip:focus::before {
  opacity: 1;
}

@media (max-width: 767px) {
  .md-tip::after {
    white-space: normal;
    width: 180px;
    left: 0;
    transform: none;
  }

  .md-tip::before {
    left: 16px;
    transform: none;
  }
}

/* ── SECTION LABELS & HEADINGS ── */
.section-label {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .10em;
  text-transform: uppercase;
  color: var(--md-blue);
  background: var(--md-blue-light);
  padding: 4px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
}

.section-label.light {
  color: #a8c8ff;
  background: rgba(168, 200, 255, .12);
}

.section-h2 {
  font-size: clamp(22px, 3.2vw, 38px);
  font-weight: 800;
  color: var(--md-navy);
  margin-bottom: 12px;
  line-height: 1.18;
}

.section-h2.light {
  color: #fff;
}

.h2-accent {
  color: var(--md-blue);
}

.section-sub {
  font-size: 15.5px;
  color: var(--md-gray-600);
  max-width: 560px;
  margin-bottom: 36px;
  line-height: 1.65;
}

.section-sub.light {
  color: rgba(255, 255, 255, .72);
}

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  font-family: 'Roboto', sans-serif;
  font-weight: 600;
  font-size: 14px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: background-color .25s ease, border-color .25s ease, color .25s ease, transform .2s ease, box-shadow .25s ease;
  white-space: nowrap;
  text-decoration: none !important;
  border: none;
}

.btn-primary {
  background: var(--md-blue) !important;
  color: #fff !important;
  padding: 13px 24px;
  border: 1px solid transparent;
  box-shadow: 0 4px 14px rgba(45, 108, 223, .14);
}

.btn-primary:hover {
  background: var(--md-blue-dark) !important;
  transform: translateY(-1px);
  box-shadow: 0 8px 22px rgba(45, 108, 223, .18);
}

.btn-outline {
  background: transparent !important;
  color: var(--md-navy) !important;
  border: 1.5px solid var(--md-gray-200) !important;
  padding: 13px 24px;
  font-size: 14.5px;
}

.btn-outline:hover {
  border-color: var(--md-blue) !important;
  color: var(--md-blue) !important;
  background: var(--md-blue-light) !important;
}

.btn-cta-primary {
  background: var(--md-yellow) !important;
  color: var(--md-navy) !important;
  padding: 14px 26px;
  font-size: 14.5px;
  font-weight: 700;
  box-shadow: 0 4px 20px rgba(255, 193, 7, .3);
  border: none !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  cursor: pointer;
  width: 100%;
  border-radius: var(--radius-sm);
  text-decoration: none !important;
  transition: all var(--transition);
}

.btn-cta-primary:hover {
  background: var(--md-yellow-dark) !important;
  color: var(--md-navy) !important;
  transform: translateY(-1px);
}

.btn-cta-outline {
  background: transparent !important;
  color: rgba(255, 255, 255, .9) !important;
  border: 1.5px solid rgba(255, 255, 255, .35) !important;
  padding: 14px 22px;
  font-size: 14.5px;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  cursor: pointer;
  width: 100%;
  border-radius: var(--radius-sm);
  text-decoration: none !important;
  transition: all var(--transition);
}

.btn-cta-outline:hover {
  background: rgba(255, 255, 255, .08) !important;
  border-color: rgba(255, 255, 255, .7) !important;
  color: #fff !important;
}

.btn-ghost-light {
  background: transparent !important;
  color: #fff !important;
  border: 1.5px solid rgba(255, 255, 255, .4) !important;
  padding: 11px 22px;
  font-size: 14px;
  border-radius: var(--radius-sm);
  text-decoration: none !important;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  transition: all var(--transition);
}

.btn-ghost-light:hover {
  background: rgba(255, 255, 255, .1) !important;
  border-color: rgba(255, 255, 255, .7) !important;
}

/* ── HERO ── */
.hero {
  background: #fff;
  padding: 60px 0 48px;
  position: relative;
  overflow: hidden;
  isolation: isolate;
}

.hero-bg-mesh {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 700px 500px at 110% 0%, rgba(45, 108, 223, .06) 0%, transparent 60%),
    radial-gradient(ellipse 500px 400px at -10% 80%, rgba(45, 108, 223, .04) 0%, transparent 60%);
  pointer-events: none;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}

.hero-h1 {
  font-size: clamp(26px, 4vw, 50px);
  font-weight: 800;
  color: var(--md-navy);
  line-height: 1.13;
  margin-bottom: 18px;
  letter-spacing: -.025em;
}

.h1-accent {
  color: var(--md-blue);
  position: relative;
}

.h1-accent::after {
  content: '';
  position: absolute;
  bottom: 1px;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--md-blue), transparent);
  border-radius: 2px;
  opacity: .3;
}

.hero-sub {
  font-size: 15.5px;
  color: var(--md-gray-600);
  line-height: 1.65;
  max-width: 470px;
  margin-bottom: 20px;
}

.hero-btns {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 10px;
}

/* HERO IMAGE */
.ipo-hero-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.ipo-hero-visual img {
  width: 115%;
  max-width: 760px;
  height: auto;
  display: block;
  object-fit: contain;
}

/* ── WHY SECTION (pain strip style) ── */
.pain-strip {
  background: var(--md-gray-50);
  border-top: 1px solid var(--md-gray-200);
  padding: 72px 0;
}

.pain-strip-header {
  max-width: 760px;
  margin-bottom: 34px;
}

.pain-cols {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.pain-col {
  background: #fff;
  border: 1px solid var(--md-gray-200);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.pain-col:hover {
  transform: translateY(-4px);
  border-color: rgba(45, 108, 223, .25);
  box-shadow: var(--shadow-card-lg);
}

.pain-col-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--md-blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 18px;
}

.pain-col-body h3 {
  font-size: 16px;
  font-weight: 700;
  color: var(--md-navy);
  margin-bottom: 10px;
  line-height: 1.3;
}

.pain-col-body p {
  font-size: 14px;
  color: var(--md-gray-600);
  line-height: 1.7;
  margin: 0;
}

/* ── WHAT IS SME IPO ── */
.what-section {
  background: #fff;
  border-top: 1px solid var(--md-gray-200);
  padding: 80px 0;
}

.what-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: start;
}

.check-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin: 0;
  padding: 0;
}

.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 13px;
  font-size: 14.5px;
  color: var(--md-gray-800);
  line-height: 1.6;
}

.ci {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--md-blue-light);
  color: var(--md-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  flex-shrink: 0;
  margin-top: 2px;
}

/* Eligibility cards */
.elig-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.elig-card {
  background: var(--md-navy);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  color: #fff;
}

.elig-card h4 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 20px;
  color: #fff;
}

.elig-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 3px 12px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 700;
  margin-bottom: 14px;
}

.badge-nse {
  background: rgba(45, 108, 223, .2);
  color: #7eb5ff;
}

.badge-bse {
  background: rgba(255, 193, 7, .15);
  color: var(--md-yellow);
}

.elig-row {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .1);
  font-size: 13px;
}

.elig-row:last-child {
  border-bottom: none;
}

.er-label {
  color: rgba(255, 255, 255, .62);
}

.er-val {
  color: #fff;
  font-weight: 600;
  text-align: right;
}

/* ── SERVICES GRID ── */
.services-section {
  background: var(--md-gray-50);
  border-top: 1px solid var(--md-gray-200);
  padding: 80px 0;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.svc-card {
  background: #fff;
  border: 1px solid var(--md-gray-200);
  border-top: 3px solid var(--md-blue);
  border-radius: var(--radius-lg);
  padding: 24px 20px;
  display: flex;
  flex-direction: column;
  transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}

.svc-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-lg);
  border-color: var(--md-blue);
}

.svc-icon-box {
  width: 48px;
  height: 48px;
  background: var(--md-blue-light);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 16px;
}

.svc-icon-box i {
  color: var(--md-blue);
}

.svc-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--md-navy);
  margin-bottom: 8px;
  line-height: 1.3;
}

.svc-body {
  font-size: 13px;
  color: var(--md-gray-600);
  line-height: 1.65;
  margin: 0;
  flex: 1;
}

/* ── PROCESS TIMELINE ── */
.process-section {
  background: #fff;
  border-top: 1px solid var(--md-gray-200);
  padding: 80px 0;
}

.process-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: start;
}

.process-steps {
  display: flex;
  flex-direction: column;
  position: relative;
}

.process-steps::before {
  content: '';
  position: absolute;
  left: 27px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--md-gray-200);
  z-index: 0;
}

.process-step {
  display: flex;
  gap: 22px;
  align-items: flex-start;
  position: relative;
  z-index: 1;
  padding-bottom: 34px;
}

.process-step:last-child {
  padding-bottom: 0;
}

.step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--md-blue);
  color: #fff;
  font-size: 18px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 0 0 4px #fff, 0 0 0 6px var(--md-blue-light);
}

.step-body {
  padding-top: 10px;
  flex: 1;
}

.step-tag {
  display: inline-block;
  background: var(--md-blue-light);
  color: var(--md-blue);
  font-size: 10px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 999px;
  margin-bottom: 7px;
  letter-spacing: .05em;
}

.step-body h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--md-navy);
  margin-bottom: 6px;
}

.step-body p {
  font-size: 13.5px;
  color: var(--md-gray-600);
  line-height: 1.65;
  margin: 0;
}

/* Process right panel */
.process-right-panel {
  background: var(--md-blue-light);
  border-radius: var(--radius-xl);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.timeline-pill {
  background: #fff;
  border-radius: var(--radius-md);
  padding: 14px 18px;
  display: flex;
  align-items: center;
  gap: 14px;
  box-shadow: var(--shadow-card);
}

.tp-month {
  font-size: 11px;
  font-weight: 700;
  color: var(--md-blue);
  background: var(--md-blue-light);
  padding: 4px 10px;
  border-radius: 999px;
  white-space: nowrap;
  flex-shrink: 0;
}

.tp-month.active {
  background: var(--md-blue);
  color: #fff;
}

.tp-label {
  font-size: 13.5px;
  font-weight: 600;
  color: var(--md-navy);
}

.tp-sub {
  font-size: 11.5px;
  color: var(--md-gray-600);
}

.cost-box {
  background: #fff;
  border-radius: var(--radius-md);
  padding: 18px;
  box-shadow: var(--shadow-card);
  margin-top: 4px;
}

.cost-box-title {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--md-navy);
  margin-bottom: 12px;
}

.cost-row {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  margin-bottom: 8px;
}

.cost-row:last-child {
  margin-bottom: 0;
  border-top: 1px solid var(--md-gray-200);
  padding-top: 10px;
}

.cost-label {
  color: var(--md-gray-600);
}

.cost-val {
  font-weight: 600;
  color: var(--md-navy);
}

.cost-total {
  font-weight: 700 !important;
  color: var(--md-blue) !important;
}

/* ── WHY MERGERDOMO / COMPARISON ── */
.why-section {
  background: var(--md-gray-50);
  border-top: 1px solid var(--md-gray-200);
  padding: 80px 0;
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.why-features {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.why-feat {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.wf-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--md-blue-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  color: var(--md-blue);
  flex-shrink: 0;
}

.wf-title {
  font-size: 14.5px;
  font-weight: 700;
  color: var(--md-navy);
  margin-bottom: 4px;
}

.wf-body {
  font-size: 13px;
  color: var(--md-gray-600);
  line-height: 1.6;
  margin: 0;
}

/* Comparison table */
.compare-table-wrap {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  border: 1.5px solid var(--md-gray-200);
}

.compare-table {
  width: 100%;
  min-width: 520px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: none;
  box-shadow: none;
}

.compare-table thead th {
  background: var(--md-navy);
  color: #fff;
  font-size: 13px;
  font-weight: 700;
  padding: 14px 18px;
  text-align: left;
}

.compare-table thead th:not(:first-child) {
  text-align: center;
}

.compare-table thead th.col-highlight {
  background: var(--md-blue);
}

.compare-table tbody tr {
  background: #fff;
}

.compare-table tbody tr:nth-child(even) {
  background: var(--md-gray-50);
}

.compare-table td {
  padding: 12px 18px;
  font-size: 13.5px;
  color: var(--md-gray-800);
  border-bottom: 1px solid var(--md-gray-200);
  vertical-align: middle;
}

.compare-table tbody tr:last-child td {
  border-bottom: none;
}

.compare-table td:not(:first-child) {
  text-align: center;
}

.compare-table td.col-highlight {
  background: var(--md-blue-light) !important;
  font-weight: 600;
  color: var(--md-blue-dark);
}

.tick {
  color: #16a34a;
  font-size: 16px;
  font-weight: 700;
}

.cross {
  color: #dc2626;
  font-size: 14px;
}

/* ── CTA + FAQ BAND (exact match to fund-raiser / about) ── */
.cta-faq-band {
  background: var(--md-blue-dark);
  padding: 60px 0;
}

.cfa-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.cfa-cta-block {
  color: #fff;
}

.cta-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--md-yellow);
  background: rgba(255, 193, 7, .12);
  border: 1px solid rgba(255, 193, 7, .28);
  padding: 4px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}

.cta-h2 {
  font-size: clamp(20px, 2.8vw, 34px);
  font-weight: 800;
  color: #fff;
  margin-bottom: 12px;
  letter-spacing: -.02em;
  line-height: 1.2;
}

.cta-sub {
  font-size: 14.5px;
  color: rgba(255, 255, 255, .7);
  line-height: 1.65;
  margin-bottom: 24px;
}

.nextsteps-mini {
  margin-bottom: 28px;
}

.ns-mini-step {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 13.5px;
  color: rgba(255, 255, 255, .88);
  font-weight: 500;
}

.ns-mini-num {
  width: 26px;
  height: 26px;
  background: var(--md-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  color: #fff;
  flex-shrink: 0;
  border: 1.5px solid rgba(255, 255, 255, .25);
}

.ns-mini-arrow {
  font-size: 13px;
  color: rgba(255, 255, 255, .3);
  padding: 4px 0 4px 10px;
}

.cfa-btns {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

/* FAQ card inside the band */
.cfa-faq-block {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 28px 24px;
}

.faq-block-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--md-navy);
  margin-bottom: 16px;
}

.faq-item {
  border-bottom: 1px solid var(--md-gray-200);
}

.faq-item:first-of-type {
  border-top: 1px solid var(--md-gray-200);
}

.faq-q {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 0;
  font-family: 'Roboto', sans-serif;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--md-navy);
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  gap: 12px;
  transition: color var(--transition);
}

.faq-q:hover {
  color: var(--md-blue);
}

.faq-icon {
  width: 26px;
  height: 26px;
  flex-shrink: 0;
  background: var(--md-gray-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 17px;
  font-weight: 300;
  color: var(--md-gray-600);
  transition: transform var(--transition), background var(--transition), color var(--transition);
}

.faq-item.open .faq-icon {
  transform: rotate(45deg);
  background: var(--md-blue-dark);
  color: #fff;
}

.faq-item.open .faq-q {
  color: var(--md-blue-dark);
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  font-size: 13px;
  color: var(--md-gray-600);
  line-height: 1.7;
  transition: max-height .35s ease, padding .25s ease;
  padding: 0;
}

.faq-item.open .faq-a {
  max-height: 500px;
  padding-bottom: 14px;
}

.faq-advisor-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid var(--md-gray-200);
}

.faq-advisor-cta span {
  font-size: 13px;
  color: var(--md-gray-600);
}

/* ── BOTTOM STATS BAR (exact from fund-raiser / about) ── */
.faq-stats {
  padding: 32px 0;
  background: #fff;
  border-top: 1px solid var(--md-gray-200);
}

.faq-stats .row {
  display: flex;
  flex-wrap: nowrap;
}

.faq-stats .col-md-2 {
  font-size: 18px;
  font-weight: 700;
  color: var(--md-navy);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  border-right: 1px solid var(--md-gray-200);
  padding: 10px 8px;
  text-align: center;
  justify-content: center;
  flex: 1;
}

.faq-stats .col-md-2:last-child {
  border-right: none;
}

.faq-stats span {
  display: block;
  font-size: 12px;
  font-weight: 400;
  color: var(--md-gray-600);
}

/* ── ANIMATIONS ── */
[data-animate] {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity .5s ease, transform .5s ease;
}

[data-animate="fade-left"] {
  transform: translateX(24px);
}

[data-animate].animated {
  opacity: 1;
  transform: none;
}

/* ═══════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════ */
@media (max-width:1024px) {
  .hero-inner {
    gap: 36px;
  }

  .what-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .why-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .cfa-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .pain-cols {
    grid-template-columns: repeat(2, 1fr);
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width:768px) {
  .hero {
    padding: 40px 0 32px;
  }

  .hero-inner {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .hero-visual {
    display: none;
  }

  .hero-h1 {
    font-size: clamp(24px, 6vw, 36px);
  }

  .hero-btns {
    flex-direction: column;
    gap: 10px;
  }

  .breadcrumb-bar {
    height: 54px;
  }

  .stats-inner {
    flex-wrap: wrap;
  }

  .stat-item {
    flex: 1 1 50%;
    border-right: none !important;
    border-bottom: 1px solid rgba(255, 255, 255, .08);
  }

  .stat-item:nth-child(odd) {
    border-right: 1px solid rgba(255, 255, 255, .08) !important;
  }

  .stat-item:nth-last-child(-n+2) {
    border-bottom: none;
  }

  .pain-cols {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .elig-grid {
    grid-template-columns: 1fr;
  }

  .hero-stat-grid {
    grid-template-columns: 1fr 1fr;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .cta-faq-band {
    padding: 40px 0;
  }

  .cfa-faq-block {
    padding: 20px 16px;
  }

  .faq-advisor-cta {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .faq-advisor-cta .btn {
    width: 100%;
  }

  .faq-stats .row {
    flex-wrap: wrap;
  }

  .faq-stats .col-md-2 {
    flex: 1 1 50%;
    border-right: none !important;
    border-bottom: 1px solid var(--md-gray-200);
    font-size: 16px;
  }

  .faq-stats .col-md-2:nth-child(odd) {
    border-right: 1px solid var(--md-gray-200) !important;
  }

  .faq-stats .col-md-2:nth-last-child(-n+2) {
    border-bottom: none;
  }

  .compare-table {
    font-size: 13px;
  }

  .compare-table td,
  .compare-table th {
    padding: 10px 12px;
  }

  .platform-badges {
    flex-direction: column;
  }
}

@media (max-width:520px) {
  .section-h2 {
    font-size: 20px;
  }

  .hero-h1 {
    font-size: 22px;
  }

  .hero-stat-grid {
    grid-template-columns: 1fr;
  }

  .pain-cols {
    grid-template-columns: 1fr;
  }

  .faq-stats .col-md-2 {
    flex: 1 1 100%;
    border-right: none !important;
    border-bottom: 1px solid var(--md-gray-200) !important;
  }

  .faq-stats .col-md-2:nth-child(odd) {
    border-right: none !important;
  }

  .faq-stats .col-md-2:last-child {
    border-bottom: none !important;
  }
}